Salary Calculator
Break down your CTC into take-home pay with detailed earnings and deductions.
₹ 6,00,000
₹ 1,00,000₹ 50,00,000
10 %
Earnings
40 %
= ₹ 18,000/month
40
%₹ 10,000
Deductions
12 %
12 %
₹
₹
₹
₹
₹
Net Monthly (Take-Home)
₹ 40,950
Net Yearly (Take-Home)
₹ 4,91,400
Total Monthly Deductions
₹ 2,250
Total Annual Deductions
₹ 27,000
Deductions
Take Home
Gross Salary₹ 43,200
Bonus Amount₹ 60,000/yr
Formula for Take-Home Salary Calculation
Take-Home = Gross Salary − (Income Tax + Employee PF + Professional Tax)
Gross Salary = CTC − Employer Contributions − Bonuses
Income Tax = Based on Old/New Tax Regime (FY 2025-26)
PF = 12% of Basic Pay (capped at ₹15,000)
Professional Tax = ₹200 (on average, state dependent)
Income Tax Slabs for FY 2025-26 (New Regime)
| Income Range (₹) | Tax Rate (%) |
|---|---|
| 0 – 3,00,000 | Nil |
| 3,00,001 – 7,00,000 | 5% |
| 7,00,001 – 10,00,000 | 10% |
| 10,00,001 – 12,00,000 | 15% |
| 12,00,001 – 15,00,000 | 20% |
| Above 15,00,000 | 30% |
Get Cready App
