HRA Calculator
Calculate your HRA exemption based on salary, rent, and city type.
Monthly Salary Breakdown
HRA Exemption (Monthly)
₹5,700
Exemption = Minimum of
= min(₹ 15,000, ₹ 21,500, ₹ 5,700)
= ₹ 5,700/month
HRA Calculator: Calculate Your Tax Exemption for FY 2026-27
Managing your taxes as a salaried professional in India involves understanding various exemptions. Our HRA calculator online is designed to help you quickly determine how much of your House Rent Allowance is exempt from tax under Section 10(13A) of the Income Tax Act. Important Update: From April 1, 2026, four new cities-Bengaluru, Pune, Hyderabad, and Ahmedabad-have been elevated to Metro status for HRA purposes, allowing for a higher 50% exemption limit.
How to Use the HRA Calculation Calculator
To get an accurate result from the hra calculation calculator, you will need a few details from your salary slip:
Your monthly or annual basic pay.
If it forms part of your retirement benefits.
The total HRA component provided by your employer.
The actual rent you pay to your landlord.
Select whether you live in a Metro or Non-Metro city.
HRA Rules You Need to Know in 2026
The hra calculation process has evolved. Here are the critical factors for the current assessment year:
HRA exemption is only available if you opt for the Old Tax Regime. Under the New Tax Regime, the entire HRA amount is fully taxable.
This has replaced Form 12BB. You must now disclose your relationship with your landlord (if any) when submitting your rent claims.
Mandatory if your annual rent exceeds ₹1,00,000.
You can claim HRA by paying rent to parents, provided you have a valid rent agreement and they declare it as rental income in their ITR.
Frequently Asked Questions
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